Avoid bank charges

Published on: 5 September 2022

I am treasurer of Cromer and also Sheringham PCCs and I became aware that at Cromer we are being charged over £100 a month in bank charges.

This works out at £1200 per year, which is no small amount. I became aware of The Parish Giving Scheme (PGS) and realised that we could save a lot of this cost. Although we already have a lot of people giving by standing order our congregation did not feel it was fair that the bank is taking a proportion of what they intended to go to the mission and ministry of our church.

I have worked in the banking world for most of my life and acknowledge that it won’t be long until all of our churches will be charged bank charges. Many are seeing it at the moment if they bank cash or cheques and it is only a matter of time before all parishes will be charged for standing orders etc as well. The great thing about PGS is that Cromer will be only charged for the one payment coming from PGS rather for each standing order as it is at the moment. PGS is free for all parishes to use.

I am also looking forward to having reduced work in claiming the Gift Aid on those gifts eligible for gift aid. Although we have very generous people here at Cromer I believe that the scheme is also good for people who are not eligible for Gift Aid, and this is my reasoning. If someone in our parish is putting £10 on the plate, I can claim £2.50 in Gift Aid through the Gift Aid Small Donation Scheme (GASDS). If they set up a direct debit, they guarantee their gift of £10 to support the work of the church. If they stay on cash and do not come one week you have lost the equivalent of four lots of Gift Aid. Also, it takes the worry out of finding cash for members of our congregation before they come to church.

If anybody would like to chat this through with me please don’t hesitate to drop me a line gernfhere@pebzre-puhepu.bet.hx

This article is from...

Articles in this issue...

Prayer, presence, proclamation and persuasion

Bacon sandwiches, time together and great input was a recipe for success as far as our PCC was concerned!


Eyes fixed on Jesus

A large group of us gathered from the Trunch Benefice during March in our Mundesley Community rooms to join others on Zoom for the Diocese: Leading Your Church into Growth (LYCiG) conference.


One Big Day 2022

“Let us hold unswervingly to the hope we profess, for he who promised is faithful. And let us consider how we may spur one another on toward love and good deeds, not giving up meeting together, as some are in the habit of doing, but encouraging one another—and all the more as you see the Day approaching.” Hebrews 10: 23-25


PCC News survey follow up

One of the outcomes of the PCC News survey was that a few people asked for reports from parishes already using The Parish Giving Scheme (PGS) in our Diocese.


The legacy lives on

Legacies are a lifeline for our parishes. Church of England parishes receive over 4,000 legacies each year – gifts to finance mission projects, maintain beautiful church buildings and grow faithful and faith filled communities.


Bergh Apton Church thanks Keys Auctioneers

It was an item in the summer 2021 issue of PCC news that first sparked the idea.


Consider the butterflies

Have you noticed this year’s butterflies? Since we rewilded part of our garden Helen and I have been struck by the number and variety of butterflies that visit.


‘Being prayerful’

As many readers will be aware, the new Diocesan vision embraces the threefold invitation to be “Prayerful, Pastoral, Prophetic”, and this year the emphasis has been on the first of those.


Maintenance matters

When the Society for the Protection of Ancient Buildings (SPAB) was founded, William Morris wrote of the need to “stave off decay by daily care, to prop a perilous wall or mend a leaky roof.”


Safeguarding training update – August 2022

Where has this year gone? Here we are entering the Autumn, and what this time last year felt like a new Training Plan to be delivered, is now well very well established, and planning for next year already well underway!


Keep up to date

Subscribe to our eNews for a snapshot of news, events and resources, usually emailed once a fortnight

Signup to newsletter